Pay-by-bank for US merchants
Get paid straight from the bank. Keep more of every sale.
Accept payments directly from your customers’ bank accounts — no card fees, no chargebacks. Send a link, get paid, settle to your account.
Start accepting payments
Takes a few minutes to set up. No card reader, no long forms.
Bank connection secured by Plaid KYB-verified merchants Bank-grade encryption
Why merchants switch to pay-by-bank
The economics of a bank transfer, with the ease of a payment link.
No chargebacks
Bank-to-bank transfers are final — no fraud disputes eating your revenue.
No card fees
Skip the 2.9% + 30¢. Keep the margin that card networks take.
Straight to your bank
Funds settle to your connected account on the fastest available rail.
How it works
From sign-up to settled in three steps.
Step 1
Connect your bank
Link the account where your money should land. Works before verification.
Step 2
Send a payment link
Bill a customer by email or text — they pay straight from their bank.
Step 3
Get paid
Funds settle to your account on the fastest available rail, no chargebacks.